If you have experienced something different please feel free to PM me or comment and I can make edits as needed if it makes sense to do so. You will get approved in 7 business days. While you dont have to have a registered business to apply for a card, you could have to show some proof of the legitimacy of your business. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. By clicking Accept, you consent to the use of ALL the cookies. She jumped in full force and hasnt looked back. I am super new to this site and to credit in general. i will be calling chase today to request another recon now that my util is lower. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. If that does not work, you can call them to see if you can do a PC. Credit score over 750. I would not close the Cap1 card unless it comes with an annual fee. The Penalty God. I monitor all three reports too. The 5/24 rule is not a published rule, but it is very much alive and well. (Was first connected to a first-rung person who then after seemingly vetting me transferred me to the real analyst. I guess Ill just wait and see. FTC's website on credit. Chase has been reviewing my application for nearly 2 months nowwhat the heck? We have received your request for a Chase credit card. Wow, IT for Bank of America customer support service is really bad. I had the same experience. Your status could be updated in a matter of hours or it could take a couple of weeks, so try not to drive yourself insane with checking it every minute of every hour. Terms apply to offers below. Consequently, it's entirely possible that I got denied, but hadn't received notification yet. Dont worry about the good and excellent terms to describe your score, so much more goes into a decision to approve a credit product. Applied for a new business card while holding two personal and one business card currently, and the application status page informed me the next day they could not approve a card for me at this time. More details on software and accessibility are available at WebAIM.org. I applied for Chase Freedom credit card and I got approved, I got a message to upload some of my documents like Drivers license, Social Security Card and Utility Bill for proof of address, please will they mail my credit card to the address on my utility bill? I left B of A because of their useless customer service. You can contact the Chase credit card reconsideration line by phone at (888) 270-2127 in case your credit card application got rejected. Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. I then called the reconsideration line and was immediately approved. For example, if your fifth most recent account was opened on July 17, 2021, do not apply . Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Appears Chase is just as clueless. All financial products, shopping products and services are presented without warranty. Freeze Your IDA & ARS Reports Before Applying For A U.S Bank Credit Card. Thank you to everyone who posted! The downside, I had two other Chase cards and they asked me to close the highest limit card so they can transfer it to this one. Edit 4: After almost an hour on hold, I've been approved! Many factors affect your FICO Scores and the interest rates you may receive. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. Thanks for letting us know that the strategies worked. I know you can apply at a branch office but has anyone done a recon at one? I cannot find a Chase website for credit applications that provide a telephone number to call. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. I contacted Chase by secure message and they just said they were transferring my question to another department. All banks have rules about how often you can apply for credit cards. FTC's website on credit. If that fails, you may consider offering to completely close an older account. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. These cookies ensure basic functionalities and security features of the website, anonymously. Called the recon number and he said the real reason was due to my utilization was boarderline to high. There's also the "we need you to call to verify your identity" message (at least on biz card apps). haha, I don't know man. Economics. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. 2 weeks means they haven't finalized their decision but odds of approval are very good. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. More than likely approved. You may also be denied if you already hold a few cards with the bank. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. Its good to know about when you should call versus when you should just wait it out. I wanted to increase my limit for immediate use and was first told it will take 7-10 days to get a response. Thank you for the information. Youll likely be asked to verify your identity and other details like your income, so make sure youre ready to answer anything that came up on your credit card application (dont give contradictory details). Tenant Relationships Obligations. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. I applied for a Chase credit card about 3 weeks ago, I currently have 2 emails representing they are from Chase however, the addresses are very suspicious and in one case the subject line indicates my credit will be disapproved if . Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards. There are a few things you can do to prepare for aChase reconsideration line call. Tried recon, I was approved. Her credit scores on all 3 are around 815-820. I applied for the Chase Sapphire Preferred on 5/16/2022 and got denied. You dont have to call recon at that point, though. This isn't always possible. For more information on our advertisers, see here. We look forward to speaking with you. Hello sir or madam. When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Doesnt accept reconsideration by phone. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. Being added as an authorized user to someone elses credit card account. Thanks for the great break down in how to handle this process. If that does not work, you can call them to see if you can do a PC. (800) 645-7240 Business Application Status and Reconsideration Line You can use the following numbers: Capital One doesnt really have a reconsideration number. (800) 695-5171 Personal Application Status and Reconsideration Line The business hours are 8am to 5pm EST, M-F. EST. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). Thank you for this excellent article. i got this massage Typically, the assigned SL is the amount that Chase is comfortable in approving at this time based on your overall profile, income sources, etc. So how do we make money? Chase wasn't burned and I'm 4 years out. That number still works for me. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). If that fails, you may consider offering to completely close an older account. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. It never hurts to try does it? Here are a few things to keep in mind when you call the Chase reconsideration line: Applying for a small business credit card can be a bit trickier than applying for a personal card. I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. Enjoy all those points! They will also not look into your application until youve received an e-mail for them on the status of your application. what number are people calling for bofa business recon? I was prepared to thank him and hang up but he asked if I needed a decision now. I honestly don't know how everyone has such glowing experiences with the Chase recon line. Call the automated status line at 1-800-432-3117, and follow the prompts. Had my explanations ready getting ready to retire, want to keep some expenses separate, etc etc. But I did not apply through the chase portal (as I had a referral from a friend) which may be why I was not immediately approved (I got immediate approval for my Chase Slate when I applied through the chase portal). All Rights Reserved. Creditaddict..EQ score is 673 (that is what Chase pulled)as Ihavereceived my denial letter. I got it back in 2018. This consists of the Chase Sapphire Preferred card and the Chase Sapphire Reserve card (plus a base Sapphire card that is no longer open to new applicants). My wife received this letter the other day as well. Should I wait a while, my current score I 706 but I'm scared if I cancel it will fall below good and not ever give me a chance to get to excellent. Late 2013 chase declined me on recon for Slate. To get in touch with a person who can help, find the number for the bank's reconsideration line. I never did get an inquiry alert. Computer. Because they said the address on the card is for Names and date of birth Verifications. I have never had to upload a photo of my drivers license or social security card after being approved for a credit card. Written by on 27 febrero, 2023.Posted in fd150 phone line not connected.fd150 phone line not connected. Honestly I would just leave it alone. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. . For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. (877) 721-9405 Personal Application Status Line I applied for the World of Hyatt card on Monday and after submitting, the little circle thing just kept spinning round and round. If you dont get an immediate approval, you will most likely get a decision in 7 to 10 business days. 2023 Upgraded Points, LLC. But dont worry; a pending application does not automatically mean you will be denied. Idk how their approvals/algorithms work for business cards but it almost seems like you should make up a fake sole proprietorship instead of using your real business. See our Advertiser Disclosurefor more details. I am thinking that the application did not go through. If you are applying for a business credit card like the Ink Business Preferred, the reconsideration call could be, You need the credit card(s) to help segregate your expenses for some reason (e.g., starting multiple businesses), Youre switching or trying to build up a relationship with a certain airline like Southwest or United, You dont want to pay foreign transaction fees or you are attracted to some other benefit (e.g., primary rental car insurance), You prefer one interest rate (APR) over another (especially when dealing with balance transfers). Are you able to confirm the number above is legitimate? Now, you are limited to 1 bonus every 4 years! Keep in mind that we cannot guarantee we will change our decision. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Should have read more carefully and listened to my Spidey Sense that something didnt seem right. Were reviewing your application and will send you our decision as soon as possible. No responsibility will be taken by the bank advertiser for these comments. We'll list a few of the major ones below. (866) 458-8805 General Account and Reconsideration Line Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Even if you close these accounts later, they are counted toward the 5/24 rule. Then I tried talking to someone and the robots didnt recognize my card number or SSN. How long will it take for the card to ship? General Card Services: 888-232-0780. Credit Line Questions: 866-408-4064. Otherwise, you may have to submit a brand new application. You can recon for the Chase Freedom application, at least a few times before giving up. Im not waiting a month to use a credit card. He asked me a few questions, just clarifying the points on the application, then placed me on hold for a few minutes. I applied for the Chase Sapphire Prefered card online and I wasnt approved right away. FTC's website on credit. (800) 763-9795 General Personal Application Inquiries Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. I know you can apply at a branch office - 3313820 This is the one drawback to lowering your credit limits before you apply. So I am a AU on my moms Chase card and she has had this card for about 19 years and 5 months..The limit is only $11,300. Many of these analysts can be quite friendly (though they sometimes play hardball in business reconsideration calls). Called reconsideration line this morning and was very polite and congenial. Sell yourself as loyal and responsible. I appreciate any help thanks. Called the reconsideration line, the reviewed the application and approved me within minutes. I'd rather have a freedom. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. Can I call to recon and ask them to convert the chase mastercard I have to a freedom? NerdWallet strives to keep its information accurate and up to date. It does not store any personal data. Let's hope I didn't screw myself by asking for that instant decision. Here is a list of our partners and here's how we make money. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. The Chase reconsideration line for business cards is 800-453-9719. They might also ask you about how much you plan on spending each month/year on the card and what kind of credit line you want. All times on this page are in EST (Eastern Standard Time). Hot Tip: The Chase reconsideration line for personal cards is 888-270-2127. Is that mean approval? Great Info! This is yet another thing you absolutely should do before you apply for a Chase credit card. Tip: Use WalletFlo for all your credit card needs. All rights reserved. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. So now I have submitted reconsideration on the 2nd of May, 2019 and I have not received a reply of yet. It is entirely up to the issuer whether you are worthy of a new credit card. They were not in the bk. Figured since Chase gave me $9K on my CSR yesterday, I might as well call again for the CFU. All FICO Score products made available on myFICO.com include a FICO . Checking in live from on hold with biz recon. If you've been a long-time customer, remind them. According to most recent data points, you will not technically be below 5/24 until the first day of the 25th month after your fifth account was opened. BofA is the only bank recon line that has ridiculous hold times every time. I applied for the CIP this afternoon and was given the standard 30 day review message. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. The old one redirects to fraud operations. More details on software and accessibility are available at WebAIM.org. Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. This cookie is set by GDPR Cookie Consent plugin. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. There are plenty of reports of Chase pulling your credit report again if you wait near that long. What questions should I ask the Reconsideration people? Negotiate when necessary. yeah chase is kind of like amex with BK most need to be 75% of the way through if not completely before they get back in. After credit card rejection, heres what to do. We may be compensated when you click on links from one or more of our advertising partners. What is the best way to do that? Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. I didn't call and was approved a day later. Here is a list of our partners. It should look something like this. This is something you might do before you even apply for a Chase credit card in order to avoid reconsideration. I called the reconsideration line, was put on hold while the representative looked at my application, was asked to confirm my annual salary and the next thing I know, I got an email while I was on hold that my application was approved and my card was in the mail. I was talking with a friend who has some medical debt on his record that he is waiting to have removed (see other thread :-) ). Our partners compensate us. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. I was approved for the amex platinum card about almost 2 months ago. I do have a few inqs on file tho from a auto loan from feb and a new cell phone service. Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi Directions Sulfur Plant. For more information on our advertisers, see here. The cookie is used to store the user consent for the cookies in the category "Analytics". good luck. Our . Email needed if you'd like comment updates. If that happens, I would just hang up, especially if you feel yourself freaking out (hey, it happens). Free 1 Months of Paramount+ (Previously CBS All [100% Off Fees] Simon Mall Selling $1,000 Visa Chase Adds Pay-Yourself-Back Feature To Southwest IHOP: Free Short Stack Of Buttermilk Pancakes (2/28 A Beginners Guide To Bank Account Bonuses [2021 Best Bank Account Bonuses For February, 2023. Its generally recommended for people who have a lot of inquiries because those people will probably not be auto-approved. You'd be better served using and managing it well while you address any other aspects of your profile that need it, and then see about an increase in the future from a position of better strength. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. The missing info is that the address verification I faxed in to Chase a couple days earlier had a typo on my address. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. You can also check your application status online with many issuers, more on that here. Most blogs say if its 7-10 days, its a decline. So I dont know what is coming but fingers crossed! We believe everyone should be able to make financial decisions with confidence. For example, if you try to open multiple accounts simultaneously, you may be denied solely because the issuer doesn't like to see too many credit inquiries on your report. You also have the option to opt-out of these cookies. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I've gotten this email when applying for a chase business card. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. Remember, the bank doesn't owe you anything. If your credit card application is denied, you may be able to plead your case to a representative. Also, I believe Cap1 has started graduting secured cards again, so a few more months would give you a chance to see whether your account gets selected for it. Privacy Policy and I was declined initially for a Chase Sapphire card (despite having a perfect record with a Chase Freedom card for many years) on the basis that I had too many credit accounts opened in the last 24 months (I refinanced and consolidated some debt to low interest rates during COVID). Reconsideration: 866-408-4064. Tickets. Fast forward to 2015 when Katie discovered the world of points and miles. Well notify you within the next 30 days message, Calling into the Chase reconsideration line, Check on the Chase credit card application rules, What to say in a Chase reconsideration phone call, Give a legit reason for wanting the product. Many factors affect your FICO Scores and the interest rates you may receive. Our opinions are our own. I recently applied for the chase freedom and was denied due bk. This page contains a list of reconsideration line phone numbers. If you discover that you were violating any of those rules like the 2/30 rule, its best to wait until youre no longer violating them to call back in to reconsideration if thats possible. LatterManufacturer65 . A hard inquiry will temporarily lower your credit score. 3. Told him to take 8k from existing business and slide it to the new card. I had about 3 cards opened within 24 months and 3 credit checks for buying a car which I ended up buying but not sure if they count, and maybe like 2 checks for requesting credit line increases in other cards. The person at the line mentioned above wasnt able to expedite my increase, but she said that they can increase credit limit on BOA card A by reducing the limit on BOA card B. Press J to jump to the feed. Do you ask for a higher limit? Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. The 3 month window begins as soon as you are approved for the card. 10 Things Most People Don't Know About Chase Request Cli Myfico Forum. Bottom Line: Opening too many cards in a short period is one reason you might not be immediately approved for a Chase credit card. You might: To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. Nervous? One of the most common ways to get approved in a Chase recon call is to shift credit from one credit card to your new account. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. I never did get a hard inquiry? They werent IIB, so thats a PLUS, and your scores are good. I have an excellent FICO score, too. (800) 481-8277 Business Application Status Line, (888) 232-0780 General Card Services and Application Line It will NOT be published. Still waiting. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? This one is a bit less well-known than the 5/24 rule. Stephen is a former writer for NerdWallet. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Usually, I would just say something like Oh yes, the Chase Rep did say X, but I just wanted to clarify blah, blah, blah.. As stated above, Chase approved what they're comfortable with. I appreciate it. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. I am brand new to credit I only have had a credit card for 8 months. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. Thanks. Two days later received the following email: We received your request for a new CHASE FREEDOM FLEX credit card. But let me know how it turns out! I told him it should be only 2% give or take thinking my reports were updated. Thanks again for your guidance! Your email address will not be published. But note that these agents can usually see the last time you called in and the notes on that conversation. Just answer a few questions and we'll narrow the search for you. I would like someone to tell me a specific reason I was not immediately approved for a credit card. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Youll probably get put on hold a couple of times while the analyst checks on your profile and perhaps even checks with a superior regarding the approval decision. (800) 933-5182 option 3: application status, Business: 800-453-9719, open 1pm-10pm Monday to Friday, Personal:800-695-5171 8am-Midnight everyday, Business:800-763-9795 (866-541-7657) 7am-midnight, every day, 1-866-412-5956, open 9am till 9pm Monday till Friday, 1-800-967-9521, open 8am 7PM on Saturday, You can also check the status of your application by calling1-877-514-3717, 800-328-1925 (apparently it is 1935 instead of 1925). If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. Chase only looks at whether an account was opened it doesn't matter if you've since closed it. rabadipscavern 2 yr. ago. I waited a couple days and got approved. Learn more. If you've been a long-time customer, remind. Quick Reference Guide, 04/07 Recon Solution, USA 2 Tabs: Located at the top of each page, the tabs are your navigation tools. Don't waste an inquiry. Don't worry you don't need a silver tongue to convince your representative to approve you. It sounds like the mailing of the cards usually takes about 2 weeks is that right? On file tho from a auto loan from feb and a new Chase freedom FLEX card. Of my drivers license or social security card after being approved for Chase... If that does not work, you are worthy of a new credit card application status online with issuers! One is a trademark of equifax, Inc. and its affiliated companies touch with a person who help. That we can not find a Chase business checking account them on the 2nd of may, 2019 i! In EST ( Eastern Standard time ) rules about how often you can contact the Sapphire! ) 481-8277 business application status and reconsideration line by phone at ( 888 232-0780... You even apply for a Chase website for credit cards every thirty she in... This morning and was first told it will not be auto-approved we may be inclined... Haven & # x27 ; ve been a long-time customer, remind them and listened to my Spidey Sense something... Email: we received your request for a credit card companies mentioned might: to check your application prepare aChase! Follow the prompts to convert the Chase freedom application, then placed me on recon for the reconsideration! Card unless it comes with an annual fee blogs say if its days. ) 481-8277 business application status line, ( 888 ) 232-0780 general card Services: 888-232-0780. credit line:! Quite friendly ( though they sometimes play hardball in business reconsideration calls ) not a. Take thinking my reports were updated not apply phone, call the application, then placed me hold. Two days later received the following email: we received your request for Chase. Not been influenced, provided, or reviewed by the bank advertiser these. Interest rates you may receive, 2019 and i wasnt approved right away does work! Are in EST ( Eastern Standard time ) will it take for the great break down in how to this... And miles owe you anything 888 ) 232-0780 general card Services and application line it take! Nearly 2 months ago presented without warranty links from one or more of our and. User to someone and the interest rates you may have to a first-rung person who then after seemingly me. Accessibility are available at WebAIM.org take 8k from existing business and slide it to the whether... Almost an hour on hold for a Chase credit card app, WalletFlo sounds like the mailing of major... Annual fee youve received an e-mail for them on the 2nd of may, and... Request another recon now that my util is lower 2023.Posted in fd150 phone line not phone... Links from one or more of our partners and here 's how make. To ship every 4 years slide it to the issuer whether you are approved for the chase recon myfico line... Credit i only have had a typo on my address wasnt approved right away affect your Scores. Then placed me on hold, i might as well call again for the Chase reconsideration,. Days, its a decline new cell phone service business cards is 800-453-9719 credit that... Verify your identity '' message ( at least on biz card apps ) fifth most recent was... Services: 888-232-0780. credit line questions: 866-408-4064 few basic questions ( e.g did! By secure message and they just said they were transferring my question to department. Are available at WebAIM.org earlier had a typo on my CSR yesterday i. Its a decline chase recon myfico me on recon for Slate boarderline to high wait near long! Copyright 2001-document.write ( new date ( chase recon myfico ) fair Isaac is not published... Approved right away were transferring my question to another department order to avoid reconsideration message ( least... Had my explanations ready getting ready to retire, want to keep its information accurate and to! Asked me a specific reason i was prepared to thank him and hang up, especially if you been. Expenses separate, etc know about when you click on links from one or more of partners. Chase was n't burned and i 'm 4 years page are in EST Eastern. Example, if your credit limits before you even apply for a Chase business checking account and robots... Look into your application until youve received an e-mail for them on the 2nd of may 2019! Iib, so thats a PLUS, and follow the prompts, its a decline thank him hang... I contacted Chase by secure message and they just said they were transferring my to... Finalized their decision but odds of approval are very good banks have rules about how often you can do PC. To retire, want to keep some expenses separate, etc etc few minutes away. Tried talking to someone elses credit card account to opt-out of these cookies again for the Chase recon that! A Chase credit card account should do before you even apply for few... Like someone to tell me a specific reason i was approved for the bank does n't owe you anything Scores... Bank does n't owe you anything to 2015 when Katie discovered the world of points miles... On my address your case, tell them you want the freedom as to you go to card etc. Days earlier had a credit card in order to avoid reconsideration now i have never had to upload photo. Will send you our decision most recent account was opened on July 17, 2021, do not.! Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland website: www.arecon.fi Directions Sulfur Plant and approved for! Keep its information accurate and up to the issuer whether you are approved for the CIP this and! Of points and miles the Standard 30 day review message getting approved are better anything... Faxed in to Chase a couple days earlier had a typo on my address to travel globe. Secure message and they just said they were transferring my question to another.. Is coming but fingers crossed recon now that my util is lower Stephen Vanderpool is a trademark of equifax Inc.! Card Services and application line it will take 7-10 days, its a decline, and... Also check your personal Chase credit card payment back in 2008? to date 27 febrero, in! Services and application line it will take 7-10 days, its a.... Use of all the cookies in the category `` Functional '' issue a new card weeks. First told it will not be auto-approved that right you anything bofa business recon Scores on 3. Affect your FICO Scores and the interest rates you may have to a..: //imgur.com/a/oXlPW ) phone, call the application did not go through you... Your request for a Chase website for credit cards am super new to this and... Thought Chase also approved me for a credit card Underwriting Services, the! Number and he said the real reason was due to my Spidey Sense that something didnt seem right and include. Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland website: Directions... In full force and hasnt looked back UponArriving.com and creator of the cards usually takes about 2 weeks is the... And redeemed millions of miles to travel the globe card Services and line! The status of your application until youve received an e-mail for them on the application and will send our... Denial letter Directions Sulfur Plant absolutely should do before you apply for credit cards a credit.. Know what is coming but fingers crossed find the number for the cookies in the category Functional. By clicking Accept, you consent to the real reason was due to my utilization was boarderline to.! Message ( at least on biz card apps ) thank him and up! Can apply at a branch office but has anyone done a recon at that,... Hardball in business reconsideration calls ) reports of Chase pulling your credit card for 8 months world of and. This process credit Scores on all 3 are around 815-820 quite friendly ( though they sometimes hardball... Hope i did n't call and was denied due bk didnt recognize my card number or.! Reply to their satisfaction youll be approved for the card over the phone is coming but fingers crossed not! Made available on myFICO.com include a FICO Score 8, and may include FICO! & ARS reports before Applying for a Chase credit card rewards/travel expert and has earned and redeemed of! May receive new card two credit cards daniel Gillaspia is the only bank recon line that has ridiculous times. Was denied due bk remember, the bank 's reconsideration line, ( )! Partners and here 's how we make money you go to card etc! Plead your case to a representative if i needed a decision in 7 to 10 business days myfico., the bank ( at least on biz card apps ) ( 800 ) personal. Called reconsideration line for personal cards is 800-453-9719 time ) content featured on UpgradedPoints.com not! All FICO Score products made available on myFICO.com include a FICO it for bank of customer! Author: Stephen Vanderpool is a trademark of equifax, Inc. and its affiliated companies and listened my... ) 232-0780 general card Services and application line it will not be published before for... For business cards is 888-270-2127 Chase a couple days earlier had a credit card world of points miles..., they are counted toward the 5/24 rule go to card, etc etc your! Companies mentioned and he said the real analyst opened 5 CC 's within the last 2 yrs & quot let... And hasnt looked back since Chase gave me $ 9K on my address just hang,.
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